Meet the team
Leadership
Leadership team

Edward Clough
Managing Director
Ed is responsible for leading Octopus Real Estate and sits on the Investment Committee. Ed joined Octopus in 2017 and previously led our Care Homes and Corporate Development teams. For the latter role, Ed led Octopus Real Estate’s growth into new sectors and developed our existing businesses. Prior to joining Octopus, Ed was a lawyer with international law firm Allen & Overy. He has a BA in Economics from Durham University and an MBA from the University of Cambridge’s Judge Business School.

Kevin Beirne
Head of Retirement Living
Kevin has over 25 years’ real estate experience. He joined Octopus Real Estate in 2018 and heads up the team for raising funds and investing to facilitate the development of retirement communities. Kevin sits on the Investment Committee and has a Masters from Oxford Brookes School of the Built Environment.

Michael Toft
Head of Care Homes
Michael joined Octopus Real Estate in March 2021. Previously, Michael was a Founding Director and Board Member of Lothbury Investment Management. Michael has been a member of the Royal Institution of Chartered Surveyors since 2005 and holds a BLE (Hons) in Land Economy from the University of Aberdeen.

Ludo Mackenzie
Head of Commercial Lending
Ludo established the commercial real estate debt platform in 2013 and is the manager of Octopus Commercial Real Estate Debt Funds I, II & III; he also sits on the Investment Committee. Ludo has a background in real estate fund and investment management, including with Jones Lang LaSalle and Henderson Global.

Steve Matthews
Head of Residential Lending
Steve joined Octopus in 2018 and is responsible for Buy to Let, Regulated and Unregulated Bridging loans. With close to 20 years in financial services, Steve has a wealth of experience in the intermediary and lending market.

Andy Scott
Head of Development Lending
Andy joined Octopus in 2021. His team provides bespoke funding solutions to property developers to enable them to deliver ‘living’ assets, from residential through to student accommodation schemes and care homes. In a career spanning just under 20 years, Andy has gained significant experience including working for Lloyds Banking Group, Santander and most recently Secure Trust Bank.

Jack Burnham
Head of Affordable Housing
Jack joined Octopus in 2022, having spent over 15 years in real estate, specialising in affordable housing. Jack was previously Executive Director for Growth and Investment at one of the country’s fastest growing affordable housing providers, and previously lead partnerships divisions for several large housebuilders. He is a member of the CISI and is an RICS Registered Valuer.

Chris Howard
Head of Fund Management Finance
Chris joined Octopus in 2009 and is a qualified accountant (CIMA). He has held various financial controlling roles across the Octopus business. He has a strong background in accounting and financial reporting and currently runs the part of Octopus’ Commercial Finance function which focuses on the performance of the fund management group, including Octopus Real Estate and Octopus Ventures.

Richard Howard-Parr
Head of Compliance
Richard joined Octopus in June 2017 and has over 35 years’ financial services experience. He is responsible for protecting our customers and the business by ensuring we maintain rigorous governance around our products and services.
Residential
Residential lending

Steve Matthews
Head of Residential Lending
Steve joined Octopus in 2018 and is responsible for Buy to Let, Regulated and Unregulated Bridging loans. With close to 20 years in financial services, Steve has a wealth of experience in the intermediary and lending market.

Ellis Farley
Head of Internal Business Development
Ellis joined Octopus Real Estate in 2017. He focuses on overseeing internal day-to-day operations within the Sales team, building processes and improving the customer journey.

Alex Alexandrou
Head of External Sales
Alex looks after our London brokers supporting them with Residential, Commercial and Development Finance. Previously he worked in foreign exchange and prior to that he managed an estate agent. He joined Octopus Real Estate in 2016.

Stephen Christmas
Business Development Manager
Stephen covers the Southeast region supporting brokers with Residential, Commercial and Development Finance. Previously he worked in residential real estate helping clients find their dream home, before joining Octopus in 2017.

Oliver Porter
Business Development Manager
Oliver covers the East and Southeast regions supporting brokers with Residential, Commercial and Development Finance. Oliver joined Octopus Real Estate in 2018 bringing a background in property finance.

Alex Doveston
Business Development Manager
Alex started working at Octopus in November 2022, supporting brokers with residential, commercial and development finance across the Midlands and Southwest of England. Previously, Alex worked as a BDM within the bridging industry for over 11 years.

Becky Dixon
Business Development Manager
Becky is an Internal BDM who supports the External BDMs in the North of England. She joined us in 2021.

Samantha Webster
Senior Internal Business Development Manager
Samantha is a Senior Internal BDM who supports the External BDMs in the South of England. She joined us in 2018.

Kayley Stelfox
Internal Business Development Manager
Kayley is an Internal BDM who supports the External BDMs in the North of England. She joined us in 2020.

Lotty Teague
Internal Business Development Manager
Lotty joined Octopus in October 2022 as an Internal BDM in the Residential Lending team. She previously worked at United Trust Bank, working both in their Asset Finance team and Property Development team.

Suparn Sapatnekar
Senior Credit Manager
Suparn joined Octopus in 2014. He has been working within the credit function for over 8 years and is responsible for Bridging within the Residential Lending team. Suparn has a MEng in Computer Science from the University of Bristol.

Chris Chapman
Senior Credit Manager
Chris has over 23 years of mortgage underwriting experience. He joined Octopus in 2017 and heads up the Buy-to-Let Credit team, managing the team across both the London and Manchester offices. Prior to Octopus, Chris worked with companies including Harrods Bank, Metro Bank, Co-Op Bank and Platform Home Loans, focussing on customer service.

Linda Johnson
Senior Recoveries Manager
Linda is responsible for managing non-performing loans to redemption in the Residential Lending team. Prior to joining Octopus in 2015, Linda started her career at a retail bank and has since gained over 15 years’ experience in the financial services industry.
Commercial
Commercial lending

Ludo Mackenzie
Head of Commercial Lending
Ludo established the commercial real estate debt platform in 2013 and is the manager of Octopus Commercial Real Estate Debt Funds I, II & III; he also sits on the Investment Committee. Ludo has a background in real estate fund and investment management, including with Jones Lang LaSalle and Henderson Global.

Dominic Gibson
Investment Director
Dominic joined in 2014 and is the Manager of Octopus Commercial Real Estate Debt Syndication Funds, focusing on our commercial property lending and fund management activities. He is a qualified chartered surveyor and previously worked for Standard Life and Jones Lang LaSalle. He has a BSc in Economics from the University of Exeter and an MSc in Estate Management from London South Bank University.

Nick Westoby
Fund Manager
Nick leads the commercial term product; he sources new debt investment opportunities on commercial property throughout the UK. A qualified chartered surveyor, Nick joined the team in 2017

James Nunn
Fund Manager
James is focused on commercial bridging and leads our lending into the Republic of Ireland. He is a qualified chartered surveyor and has been part of the team since 2017.

Stuart Hogg
Portfolio Manager
Stuart is the main point of contact for commercial servicing and redemptions. He has been part of the Octopus Real Estate team since 2018.

Lisa Connolly
Portfolio Manager
Lisa has over 13 years of experience holding multiple roles across Commercial Real Estate and Debt Servicing platforms based in Ireland and London. Lisa joined Octopus Real Estate in 2022 and oversees the Commercial Portfolio Management team. Prior to joining Octopus Real Estate, Lisa worked in Loan Asset Management overseeing a £2.2bn loan portfolio of Development, CMBS, Agency, Syndicated and Bi-Lateral CRE transactions.

Peter Hornett
Head of Commercial Credit
Peter is focused on the residential lending activities and manages a team of credit managers across the London and Manchester offices. He has oversight of credit risk and is responsible for setting lending strategy. Peter joined us in 2013.

Clare Grimes
Investment Associate
Clare joined in 2017. She specialises in the origination of commercial real estate debt transactions. In addition to her role, she is a member of the Association of Real Estate Fund’s Future Generation Committee. Clare has a BSc in Sociology from Loughborough University, and a MSc in Real Estate Investment & Finance from Henley Business School.
Development
Development lending

Andy Scott
Head of Development Lending
Andy joined Octopus in 2021. His team provides bespoke funding solutions to property developers to enable them to deliver ‘living’ assets, from residential through to student accommodation schemes and care homes. In a career spanning just under 20 years, Andy has gained significant experience including working for Lloyds Banking Group, Santander and most recently Secure Trust Bank.

Nick White
Head of Origination – Development
Nick oversees origination of new development lending across the ‘living’ sector, including residential, student, care and retirement. His previous experience includes roles at the Housing Growth Partnership and Fortwell Capital, where he focused on bespoke lending opportunities in the development sector, before joining Octopus in 2022. Nick also holds a master’s degree in Chemical Engineering and is a CFA charterholder.

Sam Wisker
Development Originator
Sam joined Octopus in 2015 and has managed relationships in our residential team before moving to the development team as an originator. He is focused on residential and PBSA development business across the UK. Sam joined after graduating in economics from the University of Bristol.

Jenna Hollins
Development Originator
Jenna works as an originator in the Development team, building relationships with developers and structuring deals that meet their needs.

Matt Foley
Head of Credit – Development
Matt oversees the credit process for the Development team. His background is in banking, covering restructuring and relationship management. He has been part of our team since 2017.

Samantha Herod
Senior Credit Manager
Sam is a Senior Credit Manager within the Development Lending team and joined Octopus in 2021. Sam’s background is in banking, covering a variety of roles including relationship management, debt structuring and recovery.

Catherine Short
Senior Credit Manager
Catherine is a Senior Credit Manager in the Real Estate Development team. Prior to joining Octopus in 2018, she worked in Islamic finance at BLME and with real estate clients at PwC. Catherine also has a Master’s degree from the University of Leeds and is a qualified Chartered Accountant (ICAEW).
Anmol Singh
Senior Credit Manager
Anmol joined Octopus in 2022 as a Senior Credit Manager within the Development Lending team having previously worked at worked at OakNorth Bank. Anmol’s prior experience includes investment banking, SME lending, residential lending and commercial lending.

Dean Duggan
Senior Credit Manager
Dean joined in 2018. He originally started in the Residential Credit team and now specialises in Development. Prior to this he worked at Shawbrook Bank.

Laurence Robinson
Senior Credit Manager
Laurence is a Senior Credit Manager within the Development Lending team and joined Octopus in early 2022. Laurence has over 10 years of experience in finance across a variety of roles, including structured finance, insolvency workout, consumer debt and CRE debt.

Nora Rebole
Head of Portfolio Management – Development
Nora heads up Portfolio Management. Prior to joining, Nora spent 5 years at Zorin Finance where she headed the Monitoring and Construction team. She holds a Building Engineering degree from the University of Navarre as well as a MSc in Construction Project Management by the University of Westminster. She is also a member of the Royal Institute of Chartered Surveyors.

Amy Sealy-Bell
Senior Portfolio Manager
Amy joined in 2018. She manages the residential development portfolio from loan completion through to redemption including the monitoring of development sites and managing relationships post completion.

Lauren Dean
Portfolio Manager
Lauren joined in 2021 and manages the residential development portfolio from day one through to redemption, including monitoring development of sites, restructuring facilities as well as originating business through repeat business. Lauren has previously worked in residential development, and previously worked at Close Brothers.

Reits Elnionis
Portfolio Manager
Reits joined Octopus Real Estate in 2021 and was part of the Credit team until mid-2022. He later moved to the Portfolio team where he is responsible for monitoring the residential development loans from day one through to redemption. Reits holds BSc in Management Accounting.
Retirement
Retirement living

Kevin Beirne
Head of Retirement Living
Kevin has over 25 years’ real estate experience. He joined Octopus Real Estate in 2018 and heads up the team for raising funds and investing to facilitate the development of retirement communities. Kevin sits on the Investment Committee and has a Masters from Oxford Brookes School of the Built Environment.

Marcus Adam
Development Director
Marcus underwrites and provides oversight in the delivery of the schemes with our joint venture partners as well as reporting to the funds on ESG. He joined Octopus in 2020 and was previously responsible for delivering projects in both the PRS and PBSA sectors in the UK and Europe. He is also Fellow of the CIOB and has over 25 years’ experience in the Construction industry.

Domas Karsokas
Investment Director
Domas joined Octopus in 2016. He focuses on growing Octopus’s retirement living strategy, with time split between fundraising, origination and execution. Domas previously worked at Henley Investments and EY. He has an MSc and BSc in Economics from the University of Sheffield, and is a Chartered Accountant and Chartered Financial Analyst.

Mathilde Guittard
Senior Investment Manager
Mathilde has over 10-years of experience in real estate, across three continents (Europe, US and Asia), specialising in alternative real estate (PBSA, residential and senior living). Her role at Octopus started in 2022 where she leads the senior living rental strategy and the real estate transactions for the retirement team. Mathilde holds a Msc in Political Science & Finance from SciencePo Grenoble.

Jack Killip
Investment Associate
Jack joined Octopus in 2021, originally working within the funds finance team, before moving over to Octopus Real Estate in 2023. He focuses on the underwriting and execution of new transactions and ongoing asset management. Jack has a BSc in Economics from the University of Birmingham and is a Chartered Accountant.
Care Homes
Care homes

Michael Toft
Head of Care Homes
Michael joined Octopus Real Estate in March 2021. Previously, Michael was a Founding Director and Board Member of Lothbury Investment Management. Michael has been a member of the Royal Institution of Chartered Surveyors since 2005 and holds a BLE (Hons) in Land Economy from the University of Aberdeen.

Chris Wishart
Origination Director
Chris heads up origination of new investment opportunities for our care homes team, working closely with operators and developers. Chris has over 25 years’ experience in healthcare real estate. Prior to joining Octopus he worked at Knight Frank and Savills specialising in the acquisition and sale of healthcare assets on behalf of investors and operators.

Max Weitzmann
Investment Director
Max joined Octopus in 2018. He focusses on sourcing and progressing new care home acquisitions as well as portfolio management.

Stavros Criticos
Investment Manager
Stavros joined in 2015. He is responsible for sourcing and executing transactions and portfolio management. Stavros has been a member of the Royal Institution of Chartered Surveyors since 2019 and holds an MSc in Real Estate from Bayes Business School.

Ashley Heath
Healthcare Property Director
Ashley sources and develops new care home development schemes across the Midlands and North. He has been part of our investing team for over 10 years.

Stephanie Chivers
Graduate Investment Surveyor
Stephanie joined Octopus in 2019. She is responsible for executing transactions and portfolio management. Stephanie holds a BSc in Real Estate Management from Oxford Brookes University and a MSc in Financial Analysis and Fund Management from the University of Exeter.
Affordable Housing
Affordable Housing

Jack Burnham
Head of Affordable Housing
Jack joined Octopus in 2022, having spent over 15 years in real estate, specialising in affordable housing. Jack was previously Executive Director for Growth and Investment at one of the country’s fastest growing affordable housing providers, and previously lead partnerships divisions for several large housebuilders. He is a member of the CISI and is an RICS Registered Valuer.

Peter Merchant
Investment Director
Peter joined Octopus Real Estate in August 2021 having spent the previous four years with a joint venture partner of Octopus. Peter is responsible for originating and executing affordable housing developments and has over 20 years’ affordable housing experience. He is also an independent non-executive director for a small housing association, Buckinghamshire Housing Association.

Elizabeth Austerberry
Chair of Register Housing Provider
Elizabeth is Chair of NewArch Homes (Octopus Affordable Housing’s for-profit Registered Provider) and is a Non-Executive director at NHBC. Prior to this, she worked as the CEO of Moat Housing, a major housing association covering London and the South East, and as a Board Member of the National Housing Federation. Elizabeth has a wealth of experience from across the affordable housing sector as well as from various senior roles across real estate banking and finance.
Corporate Development
Corporate Development

Edward Clough
Managing Director
Ed is responsible for leading Octopus Real Estate and sits on the Investment Committee. Ed joined Octopus in 2017 and previously led our Care Homes and Corporate Development teams. For the latter role, Ed led Octopus Real Estate’s growth into new sectors and developed our existing businesses. Prior to joining Octopus, Ed was a lawyer with international law firm Allen & Overy. He has a BA in Economics from Durham University and an MBA from the University of Cambridge’s Judge Business School.

Lauren Gill
Corporate Development Manager
Lauren focussed on new investment opportunities and funding lines for Octopus Real Estate, including their delivery. She has worked at Octopus since 2013, originally with Octopus Investments before moving to Real Estate in 2016, working within real estate debt, and managing teams. She moved into her current role in 2020.

Benjamin Leader-White
Investment Manager
Benjamin joined in January 2022. He works on new investment opportunities and fund strategies. Previously he worked on the investment side of a number of asset managers and developers, and in the Capital Advisors team at CBRE.
Clinical Assurance
Clinical Assurance

Carrie Pilgrim
Clinical Assurance Manager
Carrie helps to promote a culture of best practice in clinical assurance. She is a registered nurse with over 20 years’ experience across the NHS and private sector. Carrie joined us in 2018.
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