Residential lending

We offer lending expertise across residential bridging loans and buy-to-let, alongside our offerings in the commercial and development sectors.

We partner with brokers, working closely to help clients navigate complex cases that often fall outside mainstream lending criteria. Our specialist expertise, streamlined processes and flexible approach mean we can approach the unconventional with confidence.

Residential bridging loans

We’re on hand if a client urgently requires finance, or they may have long-term refinancing in place, but need more time before their other lender is ready including providing a loan. We can also provide a loan on a property that your client lives in, plans to live in or can’t sell before completing a new purchase.

Regulated bridging loans

0.45%

From rate (p.m.)

70%

max. LTV

12

month term

Unregulated bridging loans

0.55%

From rate (p.m.)

75%

max. LTV

1-23

months term

We now have a Fast Track Service now available which includes:

  • AVM
  • Loans ÂŁ150,000-ÂŁ500,000
  • 70% LTV for purchases
  • Reduced legal due diligence
  • No search indemnity used

Buy-to-let lending

Our specialist team will take the time to understand your landlord’s portfolio, then using a combination of
qualifying criteria we provide simple Buy-to-let loans that aim to be the right fit to help your landlord

  • Short-term lets allowed​
  • First-time buyers
  • Foreign Nationals​
  • Off shore companies​
  • Ex-pats

Up to

70% LTV

Loans from just

ÂŁ50k

Rates

Paused

Supporting brokers

We go out of our way to make the lending process as pain-free as possible for
brokers and their clients.

Non-bank lender

We’re not a bank, and have discretionary capital. This enables us to accommodate clients, move quickly and deliver.

Specialist lender

We lend across niche sectors, bringing best practice, good compliance and strong governance.

Flexible approach

As market and client requirements change, we change with them, always tailoring loans to individuals.

Regional coverage

Our Business Development Managers (BDMs) offer regional expertise, with local teams including credit and sales. We also use valuers with local knowledge.

Focus on speed

We work in line with each client’s completion date, using refined processes, synced-up teams and a dedicated case manager.

Start the AIP process

Send us the information on your client using the relevant enquiry form.
Then we’ll look at a solution.

Contact us

We’re here to support you and your clients, every step of the way. If you have a query,
just get in touch however is convenient for you.