Funding / Real Estate
INVESTING Individual Investor Financial Adviser Institutional Investor FUNDING Entrepreneur Real Estate

Residential lending

We offer lending expertise across residential bridging loans and buy-to-let, alongside our offerings in the commercial and development sectors.

We partner with brokers, working closely to help clients navigate complex cases that often fall outside mainstream lending criteria. Our specialist expertise, streamlined processes and flexible approach mean we can approach the unconventional with confidence.

Refurbishment loans

Our refurbishment loan solution is designed to support borrowers who are modernising or retrofitting secondary residential assets, funding up to ÂŁ200k of works including:

  • Full internal refurbishments including knock throughs for open plan living space
  • Extensions
  • Loft conversions
  • HMO conversions
  • Commercial to residential conversions
  • House to flats conversions

Borrowers improving the EPC performance of the property as part of the refurbishment will benefit from up to a 0.15% pm discount, equating to 1.80% pa.


from rate (p.m.)


max. LTV


month term

Residential bridging loans

We’re on hand to help if a client urgently requires finance, or they may have long-term refinancing in place, but need more time before their other lender is ready. We can also provide a loan on a property that your client lives in, plans to live in or can’t sell before completing a new purchase.

Regulated bridging loans


from rate (p.m.)


max. LTV


month term

*Your home may be repossessed if you do not keep up repayments on your mortgage

Unregulated bridging loans


from rate (p.m.)


max. LTV


month term

We have a fast track service available which includes:

  • AVM
  • Loans ÂŁ50,000-ÂŁ500,000
  • 70% LTV for purchases
  • Reduced legal due diligence
  • No search indemnity used

Speak to our team to find out how our fast track service can help your clients.

Buy-to-let lending

Our specialist team will take the time to understand your landlord’s portfolio, then using a combination of qualifying criteria, provide simple buy-to-let solutions that fit your landlords needs.

  • Short-term lets allowed​
  • First-time buyers
  • Foreign Nationals​
  • Off shore companies​
  • Ex-pats


from rate (p.a.)


max. LTV


min. loan size

Consumer Duty

With Consumer Duty coming into effect, it’s important that you can evidence how you’re putting the customer at the heart of everything you do.  

Supporting brokers

We go out of our way to make the lending process as pain-free as possible for brokers and their clients.

Non-bank lender

We’re not a bank, and have discretionary capital. This enables us to accommodate clients, move quickly and deliver.

Specialist lender

We lend across niche sectors, bringing best practice, good compliance and strong governance.

Flexible approach

As market and client requirements change, we change with them, always tailoring loans to individuals.

Regional coverage

Our Business Development Managers (BDMs) offer regional expertise, with local teams including credit and sales. We also use valuers with local knowledge.

Focus on speed

We work in line with each client’s completion date, using refined processes, synced-up teams and a dedicated case manager.

Start the AIP process

Send us the information on your client using the relevant enquiry form.
Then we’ll look at a solution.

Contact us

We’re here to support you and your clients, every step of the way. If you have a query,
just get in touch however is convenient for you.