Development lending

We can help get developments off the ground, driving growth in niche markets and regional hotspots.

Partnering with brokers, we cater to a diverse range of clients. We lend what they need, from modest to large loans. Across products we offer fast turnaround times, innovative refinance options and flexible lending terms.

Supporting brokers and developers

We go out of our way to make the lending process as pain-free as possible for
brokers and developers.

Support to completion

We structure loans to ensure each development is fully funded and remain involved throughout the life of project.

Non-bank lender

We’re not a bank, and have discretionary capital. This enables us to accommodate clients, move quickly and deliver.

Specialist lender

We lend across niche sectors, bringing best practice, good compliance and strong governance.

Flexible approach

As market and client requirements change, we change with them, always tailoring loans to individuals.

Regional coverage

Our BDMs offer regional expertise, with local teams including credit and sales. We also use valuers with local knowledge.

Focus on speed

We work in line with each client’s completion date, using refined processes, synced-up teams and a dedicated case manager.

Find your local Business Development Manager (BDM)

Light development

Light development loans

As a specialist with a flexible approach, and unlike some other lenders, we’ll look at small development schemes.
So, we welcome details on light development projects.

  • Lending for projects from two houses to permitted development conversions.
  • Offering intermediate development product for projects with build costs from £1m.
  • Will consider light touch quantity surveyor monitoring as appropriate.

Rates

£1m

Minimum loan size

65%

max. LTGDV

12-24

months term

Senior development

Senior development loans

We work with brokers and developers all over the UK, and have a strong background in this area.
Since 2014, our senior development loans have supported the construction of over 3,000 homes.

  • Lending for construction of five houses through to large student development schemes.
  • Lower levels of gearing available at our most competitive interest rates.

Rates

6.25%

from rate (p.a.)

80%

max. LTC

65%

max. LTGDV

£3m

min. loan size

Start the AIP process

Send us the information on your client using the relevant enquiry form.
Then we’ll look at a solution.

Stretched senior

Stretched senior loans

Brokers’ clients and developers can maximise their borrowing with us. We were one of the first lenders in the market to offer stretched senior lending.
We continue working on loans to suit each client and project.

  • Ability to offer higher levels of borrowing so developers can proceed with a scheme.
  • Working collaboratively with brokers and developers to structure loans.

Rates

8.5%

from rate (p.a.)

85%

max. LTC

70%

max. LTGDV

£3m

min. loan size

Start the AIP process

Send us the information on your client using the relevant enquiry form.
Then we’ll look at a solution.

Case studies

Case studies

Learn more about the tailored residential lending solutions we’ve delivered.

Contact us

We’re here to support you and your clients, every step of the way. If you have a query,
just get in touch however is convenient for you.

Call us

0800 294 6850