Commercial lending

We support brokers and borrowers nationwide, lending across the commercial spectrum.

Our products are tailored to client needs, ensuring flexibility at every stage. Our team brings expertise and the ability to be nimble, meaning we can innovate on products and deals.

Commercial bridging loans

Pre-approved auction loans

Commercial term loans

Commercial lending in Ireland

Supporting brokers and borrowers

We go out of our way to make the lending process as pain-free as possible
for brokers and their borrowers.

Non-bank lender

We’re not a bank, and have discretionary capital. This enables us to accommodate clients, move quickly and deliver.

Specialist lender

We lend across niche sectors, bringing best practice, good compliance and strong governance.

Flexible approach

As market and client requirements change, we change with them, always tailoring loans to individuals.

Regional coverage

Our Business Development Managers (BDMs) offer regional expertise, with local teams including credit and sales. We also use valuers with local knowledge.

Focus on speed

We work in line with each client’s completion date, using refined processes, synced-up teams and a dedicated case manager.

Find your local Business Development Manager (BDM)

Start the AIP process

Send us the information on your client using the relevant enquiry form.
Then we’ll look at a solution.

Commercial bridging

Commercial bridging loans

Our specialist team, including chartered surveyors, has decades of experience in structuring loans for clients.
Brokers can take further assurance from our broad capabilities.

  • Lending for projects from industrial wharfs to 5-star hotels.
  • Funding acquisitions, refinances and equity release.
  • We like vacant assets and turnaround scenarios.
  • Loans can be completed in as little as a week.

Rates

0.75%

min. rate (pcm)

70%

max. LTV

1-24

month term

Pre-approved auction

Pre-approved auction loans

Any mismatch between the time to complete an auction purchase and the approval of a traditional loan is a challenge.
So, we developed the UK’s first pre-approved commercial auction product.
Launched with Acuitus, it’s available when buying commercial property at Acuitus auctions.

  • Can use for any commercial property auctioned for £500,000 or more.
  • 60% of purchase price provided on day of completion (net loan).
  • No separate valuation required.
  • Interest retained for the term of the loan.
  • Minimum interest period of one month.

0.75%

min. rate (pcm)

60%

max. net LTV

6

month term

Commercial lending in Ireland

Commercial Lending in the Republic of Ireland

We’re now offering all types of commercial property transactions to brokers and borrowers in the Republic of Ireland

  • We can help with commercial assets from land with planning to industrial and hotels.
  • Active management, turnaround and vacant assets
  • Day one loans based on existing use value with further advances to reflect value enhancement through planning, refurbishment or reletting
  • Loans can be completed in as little as one week
  • Includes 0.50% arrangement fee and no exit fee

70%

max LTV

1-24

term month

0.75%

min.rate (pcm)

Case studies

Case studies

Learn more about the tailored commercial lending solutions we’ve delivered.

Contact us

We’re here to support you and your clients, every step of the way. If you have a query,
just get in touch however is convenient for you.