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Greener Homes Alliance

Reimagining real estate for a greener future

Our partnership with Homes England is driving real change in the housing sector. Through the Greener Homes Alliance, we’re helping SME developers deliver high-quality, energy-efficient homes that meet the UK’s evolving environmental and social standards.

Since launching in 2021, the Greener Homes Alliance has lent over £150m+ to fund over 550 homes across the UK, setting new benchmarks for sustainability, innovation, and community impact.

Key achievements:

house icon

Over 550 new homes

40% EPC A homes

100% SAP 95 and above

About the Greener Homes Alliance

Supporting sustainable housing development

The Greener Homes Alliance provides housebuilders with discounted development finance to create high-quality, energy-efficient homes. By meeting environmental and social criteria, developers can unlock competitive loan terms while helping tackle the UK’s housing and sustainability challenges.

Expanded criteria for Greener Homes Alliance Phase 2

The second phase of the Alliance introduces an enhanced criteria to help developers make an even greater impact. Developers can choose from ten criteria, earning greater discounts as they meet higher sustainability standards.

To be considered, projects must meet:

✔ All homes to be fossil fuel free
✔ Average SAP score 85+

Additional criteria:

How the discounts work

Developers benefit from interest rate reductions based on sustainability and social impact criteria. The more ambitious the standards met, the greater the discount:

  • 1.25% discount for meeting four additional criteria
  • 2% discount for meeting six or more additional criteria

Key stats & financial details

We make sustainable housing development more accessible with transparent, competitive terms:

Loan size

£2m-£20m

Max. LTGDV

70%

Starting rate (pre-discount)

9.00% p.a.

Building on success

The first phase of the Greener Homes Alliance delivered energy-efficient homes while setting new standards for sustainable development. Our expanded partnership aims to go even further, helping developers achieve:

Reduced water usage

Increased biodiversity

Long-term savings for residents through Zero Bills Homes

The social impact of sustainable housing

A key focus of Phase 2 is social impact. We’re partnering with the Lighthouse Construction Industry Charity to support the mental health and wellbeing of construction workers.

The construction industry faces a mental health crisis, with suicide rates significantly higher than the national average. Every single working day, two UK construction workers take their own lives.

To help address this, developers will be required to contribute at least £1,000 to support Lighthouse, a charity providing vital mental health services for construction workers and their families. This includes counselling, drop-ins, a crisis helpline, and support for families.

Developers will also display clear signage across development sites to raise awareness of these services, ensuring workers can easily access the help they need.

Case studies

Greener communities in action

Our team

For general enquiries, email us at [email protected] or call 0204 511 7025.

Work with the Greener Homes Alliance today

Submit your project details to discover how we can help you achieve your sustainability goals while benefiting from competitive financing.