Development lending
We can help get developments off the ground, driving growth in niche markets and regional hotspots.
We cater for a diverse range of clients and work closely with a range of specialist brokers. We lend what they need, with a range of loans from £1 million to £100 million. Across all products we offer fast turnaround times, innovative refinance options and flexible lending terms.
Greener Homes Alliance
(£1m-£20m)
Development
(£5m-£100m)
Greener Homes Alliance
Our new partnership with Homes England
We are providing discounted development finance to support housebuilders in the UK to build high quality energy efficient homes achieving a SAP score of over 85, equivalent to an EPC of B and above.
- Homes that achieve a SAP score of 92 and above (EPC A) will receive 2% discount on interest rate
- Homes that achieve a SAP score of 85 and above (EPC B) will receive 1.25% discount on interest rate
- Benefit from initial free of charge, expert advice from sustainability consultants McBains and Octopus Energy
- Homes that achieve a SAP score of 92 and above (EPC A) will receive 2% discount on interest rate
- Homes that achieve a SAP score of 85 and above (EPC B) will receive 1.25% discount on interest rate
- Benefit from initial free of charge, expert advice from sustainability consultants McBains and Octopus Energy
£1m-£20m
loan size
85%
max. LTC
65%
max. LTGDV
8.00%
rate from (before discount)
Development
Since 2013, our development finance has supported the construction of over 6,500 new homes. We work with brokers and developers all over the UK, and have a strong background in this area.
- Lending for the construction of small housing developments through to large residential and student accommodation schemes
£5m-£100m
loan size
65%
max. LTGDV
12-36
months term
8.50%
rate from
Supporting brokers and developers
We go out of our way to make the lending process as pain-free as possible for brokers and developers.
Support to completion
We structure loans to ensure each development is fully funded and remain involved throughout the life of project.
Non-bank lender
We’re not a bank, and have discretionary capital. This enables us to accommodate clients, move quickly and deliver.
Specialist lender
We lend across niche sectors, bringing best practice, good compliance and strong governance.
Flexible approach
As market and client requirements change, we change with them, always tailoring loans to individuals.
Regional coverage
Our BDMs offer regional expertise, with local teams including credit and sales. We also use valuers with local knowledge.
Focus on speed
We work in line with each client’s completion date, using refined processes, synced-up teams and a dedicated case manager.
Case studies
Learn more about the tailored residential lending solutions we’ve delivered.
Development of 247 low-carbon homes at the Climate Innovation District in Leeds
Development of 30 net zero carbon homes near Bristol
Senior finance facility for residential accommodation in Brighton
Development of 77 student accommodation units
Development finance for residential development, Poole, Dorset
Contact us
We’re here to support you and your clients, every step of the way. If you have a query,
just get in touch however is convenient for you.
